Do you think you don't need estate planning because you don't have an estate? Believe it or not, you have an estate. If you own a valuable thing – car, home, other real estate, furniture, checking or savings accounts, investments, life insurance, or any other personal possession, and you would like to pass it on to someone else upon your death - that is estate planning. Making a plan in advance and naming whom you want to receive the things you own after you die.

Estate planning is the process of preparation of the accumulation, conservation and distribution of an estate during a person's life. If you die without a plan, your assets will be distributed according to State law. Proper estate planning will ensure that these matters are handled privately by you and your family, not by the courts. We can help you make a plan to ensure your wishes are carried out, and to guarantee your personal possessions are given to the people or organizations you care most about.

A will is a legal document that states your intentions regarding your home, money and other assets when you die. It also identifies who you want to handle your estate, how you want your assets divided and who you want to be the guardian of your minor children. Should you die without a will, state laws will control how your assets are disposed of and who will receive them. Rely on us to help you decide if a will is right for you. We'll help you draw one up or administer one properly following the death of a loved one.

A trust is a legal agreement instructing how your property and assets will be managed. It may be in effect while you are living and/or after death. Contact us to learn the different options available so we can establish the right trust for you or help you administer a trust following a death.